VICTORIA, Australia November 2014 The small business sector is the fastest growing division in the Australian economy. But it also has the highest failure rate with an average of 44 small businesses closing their doors every day.*
According to leading Melbourne financial services company, The Hendrie Group, one of the most common mistakes small business owners keep making is to focus on the day to day operations within the business, instead of working on the businesss future success. Even though owners are generally the trained expert in their companys field, theyre usually not given formal training on managing finances or building wealth and as a result, can struggle to achieve...
Q: My wife is a very serious recycler. While I admire her conviction, the messy piles at our kitchen door are annoying. Every time I come home, this mess is what I see first. My wife saves it up until there’s enough for a trip to the recycling center. I’m sick of the sight, and the smell! Do you have any better ideas?
A: I also admire your wife’s convictions! Recycling is a great idea, and I encourage everyone to do as much as they can. But, you will have to help; otherwise your wife won’t be receptive to changes to her system.
Check with your city trash collection service. Perhaps you can get rid of all of that on a more frequent...
Are you between 20 and 45 years old, receiving a regular paycheck and worried about how to build wealth for your family?
I know that feeling well.
We are inundated with get-rich schemes like flipping real estate, selling soap door-to-door or finding the next hot stock. Scamsters mimic the tactics of legitimate companies.
The 130 million Americans who receive paychecks won’t become as rich as owners of companies, great investors or those who inherit. There is, however, a route to become wealthier.
Over more than 30 years as a journalist, I’ve learned many tips from entrepreneurs, big-time investors and even scamsters. There are two basic premises to building...
THREE STEPS TO A GREAT HOLIDAY!
1. Pare down holiday decorations before you put them up!
- As you unload everything from the garage and the attic, take a close look at what you have. Do you really want to put out that angel with the broken wings? What about the tree topper that has seen better days? Remember to use decorations that are meaningful and beautiful in your home this holiday season.
2. Create simple kits for decorating and gift wrapping!
Holiday decorating toolbox with the following items in it:
- Extra ornament hooks
- Pipe cleaners for wiring decorations to trees, banisters
By most accounts, the United States has been the source of many of the leading voices on global Internet policy, whether it is West Coast cyber-libertarians advocating for no government-imposed rules for the Internet or then-Secretary of State Hillary Clintons influential Internet Freedom speech in 2010 calling for more online free speech around the world. While there is nothing wrong with the US government and civil society groups advocating for US values globally, as the Internet becomes increasingly international, they should not expect that their values can or should underpin how others around the world approach Internet policy questions. Countries will adopt Internet policies reflecting...