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Average 30-year mortgage rate holds at 4.13 percent

Average US long-term mortgage rates were stable to slightly higher this week, remaining near their lows for the year.

Mortgage company Freddie Mac said Thursday that the nationwide average for a 30-year loan was 4.13 percent, unchanged from last week. The average for the 15-year mortgage, a popular choice for people who are refinancing, edged up to 3.26 percent from 3.23 percent last week.

Mortgage rates are below the levels of a year ago, having fallen in recent weeks after climbing last summer when the Federal Reserve began talking about reducing the monthly bond purchases it was making to keep long-term rates low.

The government reported Thursday that sales of new homes...

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BestDebtConsolidationloans.org Announces Names Of Three Best Options For …

PR Web

Washington, DC (PRWEB) July 15, 2014

Washington, DC might be the nations capital but it is also very close to being the capital of unemployment with a rate of 8.9%. This is not only high; its much higher than the national unemployment rate of 7.3%. Given the Districts total workforce of 369,500, its unemployment rate translates into approximately, 25,000 people currently out of work. And this is in a city where the US government typically hires hundreds of workers a month.

The average mortgage in Washington...

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Debt Consolidation USA Explains Tips On How To Handle Windfall Profit

Debt Consolidation USA shares in a recent article published last July 18, 2014 some of the pitfalls of having windfall profit. The article lays out some of the most common traps that unexpected earnings bring to a consumer.

New York, NY (PRWEB) July 24, 2014

Debt Consolidation USA shares in a recent article published last July 18, 2014 some of the pitfalls of having windfall profit. The article titled “3 Pitfalls Of Windfall Profits” lays out some of the most common traps that unexpected earnings bring to a consumer.

The article starts off by defining that windfall profit is an unexpected surge in profit. It is an un-budgeted amount that can sometimes come...

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Parents and students: Are you worried about paying for college?

Millersville University, part of the state system of higher education, located in Millersville, Lancaster County. The Biemesderfer Center houses the offices of the President. Named for President D. Luke Biesmesderfer who served from 1943 to 1965 and his wife Elva, both 1917 graduates of the Normal School. The building is an example of late Victorian architecture; it was originally built in 1895 as the library.
Dan Gleiter, The Patriot-News

(DAN GLEITER, THE PATRIOT-NEWS)

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Three Best Debt Consolidation Loan Companies for Residents of Wyoming …

The top three debt consolidation companies for Wyoming residents shared by Best Debt Consolidation Loans.

Cheyenne, WY (PRWEB) July 22, 2014

Residents of Wyoming that are struggling with debt or even facing the bleak prospect of having to file for bankruptcy now have honest, trustworthy help available.

The company BestDebtConsolidationLoans.org recently analyzed the online debt consolidation loan companies available to residents of Wyoming. The goal of this study was to identify those online debt relief providers that could be trusted to provide good, cost-effective solutions. The study focused on six criteria as follows – debt solution alternatives, customer satisfaction,...

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How to consolidate federal student loans for free

Debt-relief agencies are charging borrowers big money to consolidate their federal student loans. In truth, federal loan consolidation is a free right that the government offers to all borrowers, and it can be done quickly in four easy steps.

Shutterstock

Enlarge photoraquo;

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Average US 30-year mortgage rate at 4.13percent

WASHINGTON (AP) — Average US long-term mortgage rates were stable to slightly higher this week, remaining near their lows for the year.

Mortgage company Freddie Mac said Thursday that the nationwide average for a 30-year loan was 4.13 percent, unchanged from last week. The average for the 15-year mortgage, a popular choice for people who are refinancing, edged up to 3.26 percent from 3.23 percent last week.

Mortgage rates are below the levels of a year ago, having fallen in recent weeks after climbing last summer when the Federal Reserve began talking about reducing the monthly bond purchases it was making to keep long-term rates low.

The government reported Thursday...

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Grants, aid and solutions for students looking for tuition assistance

A recent study found that going to college is still worth it, with college graduates making about $1m more in their lifetime than high school graduates. The only problem with that is that many Americans cant afford to pay for college out of pocket and struggle to put together a patchwork of funds – from tuition discounts to private grants to federal grants – to cover their annual expenses.

As a result, increasing number of US students are relying on student loans in order to obtain their degree. Currently, only three out of every 10 college graduates leave school without debt. Debt at graduation increased an average of 6% each year from 2008 to 2012. In 2012, graduates...

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Sacramento man found guilty of mortgage fraud

A Sacramento man was found guilty Thursday following a six-day trial in federal court in Sacramento for conspiring to commit mortgage fraud, with false cash-back, no-money-down promises.

The trial found Leonard E. Williams, 52, of Sacramento, from 2006 to 2008 conspired in mortgage fraud that led to more than $2 million in home loans being made, many of which defaulted, said a news release from the court.

Williams was ordered remanded into custody and is scheduled to be sentenced Oct. 27.

Williams used his companies, Diamond Hill Financial and Bay Area Real Estate Holdings, to recruit unqualified homebuyers, and then assisted them in getting loans. The applications “contained...

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Cavuto: Mortgage Rates Tumbling, So Why Aren’t You Buying?

Just in case you think you missed those record low mortgage interest rates, guess what? Your ship has come in – again.

You can now nab a 30-year fixed mortgage for under 4%. That’s the second week in a row, by the way, that rates have been so low. As of this writing, the numbers tick slightly, but the range remains remarkably low – 3.96% to 4.08%. In either extreme, extremely weird, and stunning when you consider we are supposedly in the latter stage of a recovery.

Usually at this point in an economic turnaround, things are rocking, and interest rates are jumping. But we all know the economy isn’t rocking. And as a result, interest rates are not jumping....